Am I Required To Get Rental Car Insurance If I Don’t Have My Own Auto Insurance?

11 Comments

1. The Super
   Posted July 11, 2009 at 12:52 am | Permalink

   Yes Yes and Yes! It’s very important to have rental insurance. Let’s say you park the car on the street, and come back and its side swipped. They are going to come after you for it But if you have insurance, it should cover it.

2. Anonymous
   Posted July 11, 2009 at 4:48 am | Permalink

   you don’t need to have auto insurance to rent a car. but you will most likely have to purchase there insurance. even if they dont require you to purchase it i would suggest doing so cuz you never know what might happen. its pretty cheap to no more than a few bucks a day for the minimum.

3. SGirl
   Posted July 11, 2009 at 10:25 am | Permalink

   Yes, they will not let you drive the car without insurance.

4. hungry man
   Posted July 11, 2009 at 1:06 pm | Permalink

   I might be wrong but I think you have to have auto insurance to rent a car. I remember haveing to give my auto insurance card to the agent when I rented a car.

5. sharnaja
   Posted July 11, 2009 at 8:02 pm | Permalink

   Rental cars come with basic insurance. If you want to be covered for any damage which might be your fault, take the additional coverage. No, it’s not required, but if you run into a tree you would pay out of pocket to get it fixed.

6. oklatom
   Posted July 11, 2009 at 10:54 pm | Permalink

   Yeah, you are require to get it just in case you get in a car accident, but go talk to your insurance, even though you sell your car, you should keep the insurance and use that towards the rental car, it’s cheaper than renter insurance.

7. mySelf & I
   Posted July 12, 2009 at 5:16 am | Permalink

   depends on where you are located, most likey yes. It actually shouldn’t cost much though.

8. Tek
   Posted July 12, 2009 at 5:21 am | Permalink

   no i don’t think so, i’ve rented 2 times before i have auto insurance, but it doesn’t cover their car…give me a break they sell seperate insurance to cover their car. but my insurance covers the daily fee for the car. not to insure it.

9. partytim
   Posted July 12, 2009 at 9:45 am | Permalink

   I’m not sure if it is required, but I would recommend it. Other wise you are responsible for any damage to the rental vehicle.

10. Missmeli
    Posted July 12, 2009 at 12:34 pm | Permalink

    you have to carry some type of insurance on the rental car. If you don’t have your own policy that the car can go under, you will have to purchase the rental insurance through the rental agency.

11. meg420c
    Posted July 12, 2009 at 4:12 pm | Permalink

    just to be safe, i would, but make sure you know what you’re getting, also, take pics of the rental car, all over , and with the agent in the pics. Guarantee this is Very important. Save your paperwork for 1 year later. Just in case!