When Does Car Insurance Start To Decrease?

7 Comments

1. Ema I
   Posted July 11, 2009 at 10:44 pm | Permalink

   I recommend an online insurance quote. It’s free and quick to do. http://www.autoadviceonline.com/Auto-Insurance-Quote.html
   Good Luck!

2. Johny
   Posted July 12, 2009 at 4:17 am | Permalink

   Many people receive a drop in their car insurance after they have been driving for a year, with no accidents or claims on their insurance.
   However as people have already stated a huge noticeable decrease in price comes when you turn 21 and yet again at 25.
   Marriage also reduces the cost of insurance, but if you married before 21 it doesn’t decrease by much. Another point that also slightly drops the cost is having a female driver insured on the car as well.

3. caineada
   Posted July 12, 2009 at 6:44 am | Permalink

   It depends on your state and the company.
   In CA your rate drops after you have your license for 3 years as long as you do not have more than 1 point on your DMV record. The CA law then considers you a “California Good Driver” and you get a discount for that. Some states use age as a price drop and some don’t.
   Other price drops depend on the company. You just have to shop around and ask each company this question. And ask about any and all the discounts they offer and how to get them. Remember, Discounts, Discounts, Discounts. They make a huge difference.

4. car253
   Posted July 12, 2009 at 1:42 pm | Permalink

   The minimum driving experience is usually 2 years. Every company will charge you differently because they are looking for different customers.,

5. DONALD STEVENS
   Posted July 12, 2009 at 3:21 pm | Permalink

   You can compare how the insurance quotes would change, for example here – autoinsurance.undonet.com

6. Anonymous
   Posted July 12, 2009 at 5:38 pm | Permalink

   The big rate drops come at age 21 and 25, or when you get married.

7. mkasmom
   Posted July 12, 2009 at 11:00 pm | Permalink

   25 years old