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What Happens When You Lend Someone Your Car, And They Get Into An Accident? How Does The Insurance Work?

Does the owner’s insurance get used, or does the person who was driving the car use their own insurance? Also, is it techically “legal” to let someone else drive your car without putting them on your insurance? What if they just borrowed it once or twice and got into an Read More...

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How Do You Get Medical Insurance For Your Unborn Baby Before They Are Born?

My first child is due January 2008. I have medical insurance for myself and for the baby when they are born- but only for the first 2 months of their life. Is there a way for me to apply for medical insurance BEFORE he/she is born so I don’t have to rush it during their first two months? Read More...

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If A Person On A Bike Hits A Pedestrian, How Do They Work Insurance And Legal Issues Out?

Sorry, it’s sort of a long story: I’m a college student and I was on on my way to my morning class and I was riding my bike on the sidewalk because that’s what I’ve always done and what most people around campus do, I wasn’t speeding, but this guy was kind of in the Read More...

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Do Most Insurance Companies Have A Limit To How Many Ultrasounds They Cover During Pregnancy?

I am 5 weeks pregnant and my doctor wants me to come in this week for my first ultrasound. Do insurance companies only cover a certain amount? I’ll call my insurance company tomorrow to ask them, but just thought I could get a general idea from people on here. Thanks! Read More...

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What Happens If A Company Falsefies A Certificate Of Insurance Claiming They Are Covered But They Are Not?

A Certificate of Insurance was completed as if a company had general liability insurance so they could get in to a building to pick up product and drop off product. The insurance company that was listed on the Certificate of Insurance filed a formal fraudulent complaint with the Department of Read More...

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Why Do Insurance Companies Buy Pension Funds From Companies? How Do They Make Money Taking The Pension Plan?

Why do insurance companies buy pension funds from companies? How do they make money taking the pension plan off the company’s hand? Does the company offering the pension plan pay anything to the insurance company to take the liability off their hands? Read More...

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Do They Call My Insurance Company When I Bring In Proof Of Insurance After A Ticket?

I got a ticket for not having insurance in my car. I have something I can bring in. Do they check you insurance that you bring them to get rid of the ticket or do they just want to see it? Read More...

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My Car Got Totalled In An Accident, Insurance Company Wants To Buy It. How Much Will They Pay Me?

I have a 1993 Nissan NX which was in a decent condition and never gave me any problems. Recently it got rear-ended. The other party’s insurance took the responsibility and asked me to get an estimate. The estimate says the repair costs are about $5000 and the mechanic thinks the insurance Read More...

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I’m Applying For An Insurance Company But They Want A Letter Of Interest From Me. How And What Should I Write?

I’m applyling to an insurance company and one of their requirement is to write them a letter explaing why I’m interested in them or why I am applying for insurance. I’ve never been covered by any insurance company all my life. This will be my first. If I were you, what would be Read More...

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I’m Applying For An Insurance Company But They Want A Letter Of Interest From Me. How And What Should I Write?

I’m applyling to an insurance company and one of their requirement is to write them a letter explaing why I’m interested in them or why I am applying for insurance. I’ve never been covered by any insurance company all my life. This will be my first. If I were you, what would be Read More...

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